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	<title>Community Partners &#8211; HOA ALLIANCE</title>
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	<title>Community Partners &#8211; HOA ALLIANCE</title>
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	<item>
		<title>When Community Associations Prey on Homeowners: Unjust Foreclosures and the Fight for Fair Notice</title>
		<link>https://www.hoaalliance.org/when-community-associations-prey-on-homeowners-unjust-foreclosures-and-the-fight-for-fair-notice/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Mon, 26 Jun 2023 16:20:28 +0000</pubDate>
				<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[HOA Learning Library]]></category>
		<category><![CDATA[HOA Alliance]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=325437</guid>

					<description><![CDATA[Written by Corro&#8217;ll Driskell I want to discuss that many states, including Georgia, have laws allowing Community Associations to legally steal homeowners&#8217; homes without adequately notifying the homeowners. I will reference HOAs, but this applies to all forms of community associations (POA, CA, ..etc.) The critical fact is that many instances involve petty board members. Homeowners&#8217; Associations (HOAs) manage and maintain common areas, enforce standards, and collect dues, to name a few, within a residential community. While they can provide numerous benefits, such as preserving property values and ensuring a pleasant living environment, there have been cases where HOAs are accused of using their authority unfairly or unjustly. In many cases, it is based on a personal vendetta. It is found that many HOAs use the fining process to foreclose on a member&#8217;s home. One example is when an HOA forecloses on a property without notifying the homeowner. These situations can arise due to unpaid HOA fees, fines, or assessments. HOAs have the legal authority in many states to place a lien on a property if a homeowner fails to pay these dues. If the debt remains unresolved, the HOA can initiate foreclosure proceedings to recover the unpaid amount. However, it&#8217;s important to note that laws and regulations are in place to protect homeowners from unjust practices by HOAs, excluding Georgia. For many years the HOA Alliance has attempted to rally homeowners to push public policies that protect the rights of community association members. For instance, I recommend the following: Notice requirements: In many states, HOAs must provide homeowners with written notice of the debt and a period when the homeowner can pay the outstanding amount to avoid foreclosure. The notification must be sent via certified mail or delivered to ensure the homeowner knows the situation. Right to dispute: Homeowners can dispute charges or assessments levied by the HOA. This may include attending board meetings, requesting an appointment with an HOA board to discuss the issue, or formally appealing the decision in writing. Fair debt collection practices: HOAs are subject to the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive and unfair debt collection practices. This means that HOAs are prohibited from using harassing, deceptive, or threatening tactics when attempting to collect unpaid dues. Judicial oversight: In some states, excluding Georgia, the foreclosure process requires judicial involvement. Before granting a foreclosure order, a judge must review the case and determine whether the HOA has followed all necessary legal procedures. Redemption period: Many states have a redemption period following a foreclosure sale, during which the homeowner can reclaim their property by paying the outstanding debt, plus any fees and interest accrued. Despite these protections, there have been cases where homeowners have lost their homes to HOA foreclosures without proper notice or due process. In such instances, affected homeowners must consult with an attorney experienced in HOA law to evaluate their options and protect their rights. To prevent such situations, homeowners should stay informed about their HOA&#8217;s rules and regulations, attend board meetings and read community association minutes, requesting an appointment with the HOA Board to discuss and promptly address disputes or outstanding debts with the association. Ref: https://hoafyi.news/womanhomestolenbyHOA Shared from Georgia HOA Alliance]]></description>
		
		
		
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		<item>
		<title>Are you concerned about the increasing presence of squatters and short-term rentals in your neighborhood?</title>
		<link>https://www.hoaalliance.org/are-you-concerned-about-the-increasing-presence-of-squatters-and-short-term-rentals-in-your-neighborhood/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Fri, 28 Apr 2023 19:04:05 +0000</pubDate>
				<category><![CDATA[Signature Events]]></category>
		<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[Community Events]]></category>
		<category><![CDATA[HOA Events]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=324724</guid>

					<description><![CDATA[Join us for the 2023 East Point HOA Boot Camp on June 10th Hosted By Councilwoman Stephanie Gordon &#38; Councilman Joshua Butler.&#160; This informative event will cover topics meant to empower homeowners with the knowledge and tools needed to take back control of their communities: &#160; ✔️ Identify and prevent squatters from taking over vacant homes or lots ✔️ Your legal rights and obligations ✔️ Navigating the challenges of short-term rentals like Airbnb and VRBO. ✔️ How to work with your HOA to create effective rules and regulations to protect your community   You must register to attend:&#160;Tinyurl.com/2023EPHOA&#160; @cityofeastpoint @joshuabbutleriv #EastPoint #Squatters  ]]></description>
		
		
		
			</item>
		<item>
		<title>Thank You to the City of South Fulton for another successful HOA Boot Camp!</title>
		<link>https://www.hoaalliance.org/thank-you-to-the-city-of-south-fulton-for-another-successful-hoa-boot-camp/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Tue, 18 Apr 2023 19:02:01 +0000</pubDate>
				<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[Fulton County HOA]]></category>
		<category><![CDATA[South Fulton HOA]]></category>
		<category><![CDATA[HOA Alliance]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=323995</guid>

					<description><![CDATA[We appreciate all of our amazing community partners, speakers, and our sponsor Cadence Bank @cadencebank for helping to make this an amazing moment for local residents! See more about our mission to educate and empower homeowners at HOAAlliance.org. Hosted by Councilwoman Linda Prichard  &#38; Commissioner Marvin Arrington, Jr. @citycouncillp @marvinarringtonjr #COSF #SouthFulton]]></description>
		
		
		
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		<item>
		<title>Center for Hard to Recycle Materials planned for South DeKalb</title>
		<link>https://www.hoaalliance.org/center-for-hard-to-recycle-materials-planned-for-south-dekalb/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Thu, 15 Dec 2022 17:28:16 +0000</pubDate>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Georgia]]></category>
		<category><![CDATA[South Fulton HOA]]></category>
		<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[Fulton County HOA]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=322739</guid>

					<description><![CDATA[Written by The Champion Newspaper Local nonprofit Live Thrive will open a Center for Hard to Recycle Materials (CHaRM) facility near Belvedere Shopping Center—1225 Columbia Drive—in unincorporated DeKalb County in 2023. Officials from DeKalb and Live Thrive broke ground on the project on Nov. 14. The CHaRM facility is expected to have drop sites where residents can leave their hazardous waste and hard-to-recycle materials – in addition to preserving several acres of green space for community gardens and outdoor event space. Live Thrive owner and founder Peggy Whitlow Ratcliffe said the facility will be an asset to DeKalb County because it will accept hard-to-recycle materials that moving companies can’t legally handle and that sometimes pollute land, air, and water at landfills. “Cleaners, acids, bleach, paint … people don’t realize how harmful that is to the land when it’s put into the waste bin. It goes to the landfill and then eventually goes into the water system,” added Ratcliffe. Officials from the nonprofit said DeKalb County gave Live Thrive land for the facility and that local volunteers and nonprofit employees are cleaning the area before engineers and contractors build the facility. According to Ratcliffe, Live Thrive hopes to open the CHaRM facility in April 2023. “It’s what South DeKalb needs. It’s going to help us as we move toward … more green things. Giving us an opportunity to recycle and eventually putting a farm out there … anything we can do to create healthy eating and active living in our community,” said DeKalb County Commissioner Larry Johnson. Johnson added that the vacant land—for which plans for a soccer facility fell through—will go from a location experiencing illegal trash dumping to a recycling facility with a garden. “This is a win-win for everyone,” said Johnson. Johnson added that county officials hope to coordinate a farmers market and other events at the greenspace and community garden. Ratcliffe said this is Live Thrive’s second Atlanta area facility after the nonprofit opened in Grant Park in Fulton County in 2015. Ratcliffe said the Grant Park facility accepted 63,000 visitors in 2021 and that the planned DeKalb facility will have the capacity to handle even more visitors. “It is a bigger space in DeKalb. We take 20 people every 15 minutes in Grant Park. Here, because the space is bigger and the cars will be more spread out, we can probably do more,” said Ratcliffe. Live Thrive’s CHaRM facilities operate on an appointment basis. Their website instructs visitors on how to pack their cars. Upon arrival, residents drive to different drop-off zones to dispose of their materials. Live Thrive then sorts and prepares the material to be transported to other companies and facilities that can use the recycled products. Ratcliffe said she prefers local companies and some plastics are given to Nexus Circular—which turns plastic into “a fuel that goes to Shell Oil.” Cardboard goes to “WestRock Industries, which is one of the largest cardboard box makers in the East.” “For mattresses, we work with Atlanta Furniture Bank. The mattresses can actually be deconstructed, sterilized, restuffed, and recovered to be given out to people,” said Ratcliffe. “1,500 mattresses from CHaRM last year went to the Gulf Coast to help with the hurricane.” Ratcliffe said the facility is mostly funded by donations, grants, and government funds, but the recycled materials also bring in revenue. Transparency is one of Live Thrive’s keys to success, according to Ratcliffe. She said the company’s entire recycling process—in addition to information on its recycling partners and material destinations—is available on Live Thrive’s website at livethrive.org/charm/. “There’s so much distrust with curbside recycling, but there are ways to make sure that recycling is a valuable commodity that can go back out and also provides jobs. There is so much more to this than … helping the environment,” added Ratcliffe. She added that the facility’s “emissions are nil,” because “we don’t really process things. We’re a drop site.” “We worked with the Belvedere neighborhood to make sure it’s cool with them to have a facility like this right here—even though its already a high-commercial area—and they were really thrilled about it,” said Ratcliffe. Belvedere Civic Club members were also taken on a tour of Live Thrive’s Atlanta location, which made the group excited about the proposed facility, according to club President Kenneth Powell. “The property was purchased to be a soccer field, and I thought that was something our community needed, but then Commissioner Johnson reached out to the community about bringing a CHaRM facility there,” said Powell. “At first I was a little bit apprehensive—just because of the name—but myself and six others from the neighborhood got to take a tour while the [Atlanta] CHaRM facility was in use, and Peggy told us no toxic materials were coming there.” According to Ratcliffe, Live Thrive’s success in Fulton County prompted several leaders from DeKalb to inquire about a second location coming to DeKalb. Ratcliffe said Johnson and DeKalb County provided the property that was originally bought for a soccer complex before plans for the soccer complex were moved. “The traffic has grown, and DeKalb County reached out and was interested in getting a facility like this. City of Decatur, Avondale Estates, and Agnes Scott College have all been interested in getting something like this in their area,” said Ratcliffe. In addition to the CHaRM facility, Ratcliffe said Live Thrive will convert several acres into community gardens and green space, and that Live Thrive employees and local volunteers will host environmental and conservation classes for students and community members at the green space.   Source: The Champion Newspaper]]></description>
		
		
		
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		<item>
		<title>From buying a car to covering unexpected home repairs, personal loans and lines</title>
		<link>https://www.hoaalliance.org/from-buying-a-car-to-covering-unexpected-home-repairs-personal-loans-and-lines/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 18:43:16 +0000</pubDate>
				<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[Community News]]></category>
		<category><![CDATA[Georgia]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=322403</guid>

					<description><![CDATA[From buying a car to covering unexpected home repairs, personal loans and lines of credit can be a great way to fund major expenses. Explore the key differences between the two so you can choose the right lending option for you. Visit sprout.link/cadencebank for more information! @cadencebank #HOAAlliance #HOAGA #HomeLife #Life #Living #Lifestyle #Goals #PositiveVibes #House #Home #LivingSpace #HomeStyle #HomeInspo #Condos #Condominiums #Condoliving #HomeownerTips #Homeowners #Townhouse #HomeLove #HomeLoveLifestyle #HomeLover]]></description>
		
		
		
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		<item>
		<title>Make The Call And Put $$$ Back In Your Pocket! #2022 #Savings</title>
		<link>https://www.hoaalliance.org/make-the-call-and-put-back-in-your-pocket-2022-savings/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Thu, 30 Dec 2021 20:31:22 +0000</pubDate>
				<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[HOA Alliance]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=29796</guid>

					<description><![CDATA[We’ve got you covered with lower than Progressive, Geico and Nationwide in Metro Atlanta. Call us for an auto insurance or home insurance review today! (404) 328-7377  &#8211; ShaynaMarshall@allstate.com You can also DM the Shayna Marshall Allstate Agency @themarshallagency for more info.]]></description>
		
		
		
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		<item>
		<title>Get Informed With The National Alliance Against Home Repair Fraud!</title>
		<link>https://www.hoaalliance.org/get-informed-with-the-national-alliance-against-home-repair-fraud/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Sun, 21 Nov 2021 21:38:22 +0000</pubDate>
				<category><![CDATA[Georgia HOA]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Community Partners]]></category>
		<category><![CDATA[Trending Topics]]></category>
		<category><![CDATA[HOA Learning Library]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Member Resources]]></category>
		<category><![CDATA[US News]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=29496</guid>

					<description><![CDATA[Thank you to all who attended the 2021 HOA Virtual Boot Camp &#8211; it was a resounding success!  Our keynote speaker this year was Phae Moore, founder of the National Alliance Against Home Repair Fraud. The NAAHRF is a nonprofit organization dedicated to preventing and stopping home repair fraud and scams by empowering home owners and communities with the tools and knowledge to make better decisions.  They&#8217;ve  designed and developed FREE SmartPower Anti-Fraud workshops to empower at-risk homeowners. Learn how to recognize and avoid fraudulent schemes directly impacts homeowners,  neighborhoods, and local economies. For more information about their services please visit them at NAAHRF.org!]]></description>
		
		
		
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