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	<title>Community &#8211; HOA ALLIANCE</title>
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	<title>Community &#8211; HOA ALLIANCE</title>
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		<title>Motto Mortgage Named a Top Franchise for Black Entrepreneurs and a Top Recession-Proof Franchise by Franchise Business Review</title>
		<link>https://www.hoaalliance.org/motto-mortgage-named-a-top-franchise-for-black-entrepreneurs-and-a-top-recession-proof-franchise-by-franchise-business-review/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Thu, 10 Nov 2022 18:43:45 +0000</pubDate>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Community]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=322020</guid>

					<description><![CDATA[Written by BLACK ENTERPRISE Editors Motto® Mortgage, the first and only national mortgage brokerage franchise in the U.S., furthers its reputation as a top franchise to own and today announces it has been named to three prestigious top franchise lists from BLACK ENTERPRISE , in partnership with Franchise Business Review (FBR) , and Entrepreneur Magazine. Earlier this year, the Motto Mortgage brand was named a Top 200 Franchise of 2022 by the Franchise Business Review for the fourth consecutive year, ranking #32 of the top 50 large franchises and #1 in the financial and tax category, according to a press release . Now, the brand has also been named a 2022 Top Recession-Proof Franchise based on an assessment of its strong potential to outperform competitors during challenging economic times. BLACK ENTERPRISE , in partnership with FBR , also leveraged the 2022 Top 200 Franchise data to determine the list of the Top 25 Franchises for Black Entrepreneurs , which highlights franchisors with the highest owner satisfaction scores among Black franchise owners. “We decided to purchase a Motto Mortgage franchise because as first-time entrepreneurs we were attracted to the perks that came with joining the Motto network,” said Kelly Jackson   and Davina Arceneaux , co-owners of Motto Mortgage Home Services. “When we opened Motto Mortgage Home Services, we received an immense amount of support from other Motto offices to help us navigate the industry and have consistently received ongoing education opportunities from the franchise headquarters’ team to give us the insight and tools to help us grow our business. Plus, Motto Mortgage’s brand credibility and reputation gave us strong credentials to fall back on and allowed us to make a name for ourselves much faster than we would have if we went the independent business route.” Stemming from its third consecutive year on the Entrepreneur Franchise 500 ® list\* and its top ranking in the Miscellaneous Financial Services  category this year, the Motto Mortgage brand has now been recognized in Entrepreneur’s 2022 Best of the Best  list. This builds on the brand’s momentum adding to accolades won early on this year including being named a 2022 Top Franchise for Less Than $100K for the second consecutive year, and a Fastest-Growing Franchise for the fourth consecutive year, ranking in both the 2022 Fastest-Growing Franchise (Worldwide)  and the 2022 Fastest-Growing Franchise (US and Canada )  lists. “Since Motto Mortgage’s inception in 2016, the brand continues to create value in the mortgage industry by providing exceptional service, more options, transparency, and convenience for consumers,” said Ward Morrison , president and CEO of Motto Franchising, LLC. “Now with 200 offices open in almost 40 states, Motto’s unique value proposition and Mortgage Brokerage In-A-Box℠ business model not only creates a secondary business with revenue potential for current real estate brokerage firms, but also offers opportunities for mortgage professionals seeking to open their own businesses and independent investors interested in a financial services franchise.” Each Motto Mortgage franchise is independently owned, operated and licensed. Shared from Black Enterprise @blackenterprise]]></description>
		
		
		
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		<title>Chief of Environmental Protection Agency Announces Environmental Justice Office Will Distribute $3 Billion in Grants</title>
		<link>https://www.hoaalliance.org/chief-of-environmental-protection-agency-announces-environmental-justice-office-will-distribute-3-billion-in-grants/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Thu, 06 Oct 2022 16:21:27 +0000</pubDate>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Community]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=321772</guid>

					<description><![CDATA[Written by Derek Major Environmental Protection Agency Chief Michael Regan announced the launch of a national office that will distribute $3 billion in grants to help communities hurt by pollution. The Associated Press reports the Office of Environmental Justice and External Civil Rights, which is made up of more than 200 staff members in 10 U.S. regions, will merge three existing EPA programs to oversee a portion of Democrats’ $60 billion investment in environmental justice efforts created by the Inflation Reduction Act . President Joe Biden will nominate an assistant administrator to lead the new office. “In the past, many of our communities have had to compete for very small grants because EPA’s pot of money was extremely small,” Regan said in an interview, according to the Associated Press . “We’re going from tens of thousands of dollars to developing and designing a program that will distribute billions. But we’re also going to be sure that this money goes to those who need it the most and those who’ve never had a seat at the table.” Biden made environmental justice one of the most important parts of his presidential agenda. That includes turning highways that once split and destroyed Black communities into urban boulevards and signing an executive order pledging 40% of benefits from clean energy investments to communities overburdened by pollution. According to Regan, the new office ties environmental justice to the central mission of the EPA. Areas that could benefit from the new program include Jackson, Mississippi, which is dealing with a water crisis , and the Bronx, N.Y., which has some of the highest asthma rates in the country, especially among children. According to a recent New York environmental impact study, congestion pricing in NYC, which is up for debate currently, will lead to more pollution for Bronx residents. According to the Clean Air Task Force , Black Americans are 75% more likely to reside near a factory or a plant and four times as likely to die from exposure to pollutants. Rev. William Barber II, a social activist and leader of the Poor People’s Campaign, said Regan’s announcement is a “great starting point,” adding he will continue to demand more from the Biden administration regarding environmental justice. “Our votes are not [our] support; our votes are our demands,” Barber told the Associated Press . “This is not about right versus left; it’s about right versus wrong. This is about a lifestyle versus disability because when you poison the land and the water, you hurt people’s everyday life.” Shared from Black Enterprise @blackenterprise]]></description>
		
		
		
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		<title>‘The Windy City’ Gets First Solar-Powered Refrigerator in Englewood Community</title>
		<link>https://www.hoaalliance.org/the-windy-city-gets-first-solar-powered-refrigerator-in-englewood-community/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Thu, 15 Sep 2022 20:01:49 +0000</pubDate>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Community]]></category>
		<guid isPermaLink="false">https://www.hoaalliance.org/?p=321499</guid>

					<description><![CDATA[Written by Stacy Jackson “Take what you need, leave what you can” is the motto of this big-city initiative. Positioned next to a garden of fresh vegetables grown to feed the Englewood community sits The Love Fridge, Chicago’s first ever solar-powered community refrigerator. Using sustainable energy, the Chicago-based initiative nourishes the community through mutual aid by providing free resources for those in need. Donors stock the freestanding fridge, powered by solar panels, with food for others to eat. “It’s a beautiful sentiment because we’re working on creating a sustainable system, to also think about the capacity, the energy capacity, of a site,” said Eric Von Haynes , Food Sovereignty and Mutual Aid advocate with The Love Fridge, in an interview with Fox32 Chicago . Haynes says the initiative is working toward creating a completely sustainable system, with Englewood being the first location with a solar-powered fridge. “We firmly believe that feeding oneself is not a privilege, but a right,” The Love Fridge website states. “With food insecurity at an all-time high, keeping our communities fed is now more important than ever.” According to Haynes, the mutual aid structure allows individuals from all over Chicago to “contribute what they have when they have.” The initiative is powered by kindness, generosity, and love through volunteers who work within their local neighborhoods and collaborations with partners to place refrigerators across the city. “The 1st ever SOLAR POWERED community refrigerator (i.e. FREE FOOD) in Chicago has been up and running for two weeks now,” Keyante Aytch , co-founder of SunBend Solar, a partner of The Love Fridge, said in a Twitter post. The 1st ever SOLAR POWERED community refrigerator (I.e. FREE FOOD) in Chicago has been up and running for two weeks now Recap videos and more follow up coming this week! pic.twitter.com/n4ZNpjdIN2 — Keyante H (@Keyante_H_) September 12, 2022 Reportedly, there are 24 fridges currently located throughout Chicago, including Englewood. The Love Fridge has received some outside funding but is mainly supplied by the community, with immediate efforts from the initiative’s leaders. To ensure food is accessible 24/7, community members are encouraged to sign up to volunteer by donating food and cleaning the fridges. The refrigerators are painted by local artists that reflect their communities. Shared from Black Enterprise @blackenterprise]]></description>
		
		
		
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