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	<title>Florida &#8211; HOA ALLIANCE</title>
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	<title>Florida &#8211; HOA ALLIANCE</title>
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		<title>Charlie Crist bashes Gov. DeSantis’ inaction on property insurance</title>
		<link>https://www.hoaalliance.org/charlie-crist-bashes-gov-desantis-inaction-on-property-insurance/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Thu, 05 May 2022 19:03:22 +0000</pubDate>
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					<description><![CDATA[Rep. Charlie Crist , a Democratic candidate for Governor, slammed Gov. Ron DeSantis on Monday for not pushing to fix Florida’s troubled property insurance market , which has seen steep rate hikes for most homeowners  “Prices are rising and Floridians are hurting, but Gov. DeSantis is ignoring the problem — he’d rather focus on culture wars and his 2024 political ambitions,” Crist said in a released statement.  Five companies last year opted not to renew more than 120,000 policies, and another company, St. Johns Insurance Co., went insolvent. Although St. Johns’ policies were taken on by Slide Insurance Co. , those moves put pressure on the rest of the market, which received large rate increases by state regulators, driven mostly by surges in roof claims and litigation costs.  DeSantis has said if the Legislature can come to an agreement on insurance reforms he’ll sign it into law , but the Special Session he called to address congressional redistricting that starts April 19 won’t include property insurance or any other subject. Also, the reforms pushed in the last Legislative Session would not have immediately lowered premiums.  “Gov. DeSantis has turned a deaf ear to the insurance crisis facing our state. When I was Governor, I lowered property insurance premiums,” Crist said. “And when I’m elected, I’ll do it again.”  The GOP-led Legislature considered some changes to the market during its 60-day Session that ended last month, but ultimately couldn’t pass anything. The Senate advanced SB 1728, which would have installed a new roof-only deductible for new policies — a provision endorsed by the DeSantis administration. But the House was skeptical of the measure.  Insurance Commissioner David Altmaier , however, said during last week’s Cabinet meeting that he’s allowing insurers to offer the roof deductible as an option for customers.  Other parts of the bill were aimed at making Citizens Property Insurance , a state-run company, have rates more in line with the private market. Citizens is designed to be an insurer of “last resort” — an insurer for homes the private market won’t cover.  But Citizens’ rates are capped at 10% increases per year, while some large private companies have seen rates rise by more than 30% in parts of the state. That’s pushed homeowners into Citizens rather than the private market.  GOP lawmakers have sought to keep the Citizens policy count low, because if a large enough hurricane hits the state and erases its $6.5 billion surplus, assessments would be placed on all homeowner and auto policies in the state to pay for the claims.  Crist has tangled with Florida’s complex property insurance market before. When he was a Republican Governor from 2007-2011, he famously said “good riddance” to State Farm. At that time, the insurance giant threatened to leave the state in the face of Crist’s refusal to soften regulations or allow larger rate hikes as the market rebounded from the massive losses stemming from the damaging 2004-2005 storm seasons.  Written by Gray Rohrer  for  Florida Politics]]></description>
		
		
		
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		<title>Florida Legislators Victor Torres And Kristen Arrington target HOA Fines And Liens</title>
		<link>https://www.hoaalliance.org/florida-legislators-victor-torres-and-kristen-arrington-target-hoa-fines-and-liens/</link>
		
		<dc:creator><![CDATA[HOA Alliance]]></dc:creator>
		<pubDate>Mon, 21 Feb 2022 18:05:21 +0000</pubDate>
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					<description><![CDATA[Written By Scott Powers &#124; &#8216;People are pretty upset that, during these trying times, they&#8217;re getting fines of up to $1,000 for not pressure-washing their driveway.&#8217; Home owners associations across Florida could see their powers curtailed or restricted as it relates to imposing fines and liens against home owners, under legislation introduced by Sen. Victor Torres and Rep. Kristen Arrington. Arrington, a Kissimmee Democrat, and Torres, an Orlando Democrat, are responding to complaints that certain home owners associations, particularly those where developers retain control of HOA boards, can abuse fines and liens and cause overly burdensome hardships for home owners who often find they have little recourse. The dynamic has been a high-profile, chronic source of hostility and litigation in the burgeoning Osceola County community of Poinciana, which is in Torres’ Senate District 15 and partly in Arrington’s House District 43. Arrington, though, said there is a statewide problem, and that she has been hearing from frustrated home owners across the state. “People are pretty upset that, during these trying times, they’re getting fines of up to $1,000 for not pressure-washing their driveway,” Arrington said. Her House Bill 1039 would prevent unpaid HOA fines from becoming liens that could lead to properties being seized. Her House Bill 6103 would repeal the ability for associations to issue fines. Torres’ companion bills are Senate Bill 1362 and Senate Bill 1364, respectively. Home owners association law reform bills are perennial in Legislative Sessions. Arrington said she believes this to be a new approach to addressing the fines and liens. “If there was a quick fix, it probably would have been done a while ago,” Arrington said. “Talking to some real estate professionals and some people in associations, they recommend both of these options: either repealing the fine option, or stopping the lien option. “These two things, I haven’t (seen) any red flags raised or had anybody say too much against them as of yet. … But these are two avenues I want to explore. I’ll be talking to leadership about ways to do one of these to help folks, especially during these trying times, when we’re not trying to push people out of their homes,” she said. See more at  FloridaPolitics.com]]></description>
		
		
		
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